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It is a type of loan that fits for borrowers who do not qualify for the conventional loan or traditional financing based on their tax returns. So, generally, when a borrower applies for a loan, they require proof of income through pay stubs and W-2 forms. But income verification for some people can be difficult especially for those borrowers who are self-employed or probably have a commission-based salary. However, for borrowers like these no income verification mortgage is the best option.