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Sandra Ellington

NMLS ID 917291

888-360-0030 sellington@tcmtge.com


Find the best deals on mortgages for purchases and refinance

Keys to your Home


Borrowers are obligated to buy mortgage insurance to protect the lender from the risk of loss. FHA loan is a type of mortgage insured by the Federal Housing Administration (FHA). This type of loan tends to be lenient as compared to conventional loans. Therefore, lenders will be able to offer better deals:

  • Easy credit qualifies – as low as 580
  • Low down payment - as low as 3.5 percent of the sale price
  • Low closing cost
  • Fix rate

Either if you are buying a home or refinancing, you could qualify for FHA benefits. FHA insures different programs offered by private lenders as well. Every month they update the rates and qualifications. Apply now and talk to one of our experts to start the process.